Determinants of the Adoption of QRIS as a Digital Payment System amongst MSMEs. Economy, Business, Finance, Accounting & Management Journal, [S. l.], v. 2, n. 2, p. 37–44, 2026. Disponível em: https://pub.muzulab.com/index.php/EBFAM/article/view/144. Acesso em: 6 aug. 2026.